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10 Steps to Save on your Summer Energy Bill

Saving money on our summer energy bill is not only great for the family budget, but is also beneficial to the community. It takes only a few simple steps to cut your energy bill by as much as 20%-50%. Saving energy doesn't have to be as painful as sunburn, nor does it have to cost much ... This amounts to between $525 and $1,050 during the average 15-year life of the unit. Remind your family of the steps, and implement them into your life.

by Tomatoad
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How To Save Money When Traveling

We all want to have a nice, relaxing vacation from time to time, if possible on a sunny beach in a foreign country. When we finally manage to get it, we find ourselves confronted with other issues - apart from the usual hotel reservations, flight, etc. When you travel to a foreign country, you feel the ... friends and family can call you back! And all this at a very low cost, enabling you to do more of the things you like during your vacation.

by Sumogre
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Looking For A Mortgage?

If you are looking for a mortgage, it is important to know what you are looking for, and where to find the right mortgage for you. You should spend time to find the mortgage with the most affordable repayment terms for your financial situation. The rates offered for a mortgage will differ depending on the ... lender, and are not at the mercy of only your local bank. In this way, you are able to spend time researching the best mortgage for you.

by BouncyOracle
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Getting The Best Deal On Car Loan Finance

When it comes to getting the best deal on car loan finance then look online, or better yet, let a specialist broker do the work for you to ensure that you do get the cheapest deal possible. A specialist has the advantage of knowing exactly where to look, who to go to and who to avoid when it ... sure that you understand the terms and conditions set out in the loan and the total amount that you have to pay back throughout the term of the loan.

by HarmlessRose
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The Importance Of Having A Good Credit Rating

Many of us dream of finding "gold" and suddenly becoming rich. We then fantasize that if we were rich, we could afford anything we ever wanted such as boat, or a new car. However only a small percentage of the people are able to become rich in a short term, and most of us depend on a ... located on it. These mistakes can result in you not receiving a loan. By checking your credit rating, it is then possible to comfortably apply for a loan.

by AwfulSoul
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How To Compare Life Insurance

The easiest and cheapest way to buy your life insurance is to buy online, not only do you get access to hundreds of online insurance companies, but you can also check them out and get quotes online to compare for the best deal. However in order to be able to compare quotes you have to know what you are ... taken out as single life or joint life and there is no surrender terms of the policy, which means that there is no payout if you don't die.

by GardenParrot
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Tips for Conserving Gas

Despite gasoline prices nearing or above $3 per gallon in various parts of the United States, Americans still fill their SUVs. And most likely they won't cancel their vacation plans for the summer - the season when more people are on the road traveling - because driving there is just more fun. But as ... into one when running errands. Not only will these tips help you get more out of every tank, they may even extend the life of your car.

by CharmingChamp
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4 Money-Saving Tips For Every Homeowner

Losing weight. Finding a new job. Spending more time with the family. A new year means setting new goals. Why not make saving money one of them? If you're a homeowner, there are many ways you can cut costs and still live comfortably. The following tips will help lead you to ... The American Home Shield Home Warranty is a one-year contract that requires no home inspection to enroll. Several affordable plans are available to fit every budget.

by Slayerk
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Why Gas Prices Go Up and Down

There are five primary factors that effect the price you pay for gas at the pump. Prices generally increase when the world crude oil market lowers their inventories. Also, when demand exceeds refinery capacity gas prices increase. The first factor that makes up the price of gas at your ... markup and require a minimum percentage markup to protect small stations from being put out of business by larger companies who may want to undercut them.

by Robottom
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5 Easy Ways To Cut Your Household Expenses

Are you shocked when seeing your household expenditures every month? The expenses seem to increase every month. If you are in this situation, try these 5 recommendations before your extra paid money will accumulate to a significant amount! 1. Recycle those junk letters. Each month, you will probably ... part of your daily life. You will be pleasantly pleased when you notice your household expense start to decline bit by bit as time goes on.

by Catnip
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Money-Saving Ideas

Good news: Consumers can save nearly $3 billion a year just by using coupons when shopping. According to the Promotion Marketing Association Coupon Council, spending just 20 minutes per week clipping coupons can save you up to $1,000 per year. It's easy. Over 85 percent of all coupons ... Use coupons with shorter expiration dates first. Shop on double or triple coupon days and use manufacturers' rebates to realize additional savings.

by Tomatoad
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Bankruptcy Lawyer Dirty Secrets

The field of bankruptcy law has exploded in recent years, even though the process of filing for bankruptcy really only involves filling out a few forms. Misconceptions, frightening news articles, and misleading advertisements put out by many of the firms now specializing solely in bankruptcy law have convinced the ... laws, it would be much better for you in both the short-and long-term if your financial difficulties are handled out of court.

by GraveGrass
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Is refinancing worth it?

Refinancing can be worthwhile but is not suitable for everyone, as a general rule of the thumb refinancing can be worthwhile if the current interest rate on your mortgage is at least 2% higher then that of the current market rate. The 2% figure is generally accepted as the safe margin when balancing the costs of ... not seem the option to choose then why not speak to a lender who may agree to change the terms on the loan or to apply new terms.

by DopeyPotato
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Getting Money From A Reverse Mortgage

A reverse mortgage allows homeowners over the age of 62 to cash in on the equity of their home.The homeowner can use these funds in anyway they want.Some have used the money for extended term care or home improvements.Homeowners usually run into very little difficulty in securing these funds.The funds ... and transferred it into a savings account until needed. The funds are yours and you can do whatever you want to with it with no restrictions.

by HistoryGuy
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How to Make Super Fast Money Everytime

Do you believe that you can make money super fast? I hope that you believe that making money super fast is not a pie in the sky dream. Many people will have you believe that its impossible to do so but I am here to tell you that you can make money fast and you can do it ... to become a money magnet and make money fast when you have the right mental and spiritual balance. Making money with these steps can literally change your life overnight.

by SilentTrooper
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